{"id":133839,"date":"2015-10-01T21:22:29","date_gmt":"2015-10-01T14:22:29","guid":{"rendered":"http:\/\/blj.co.id\/?p=133839"},"modified":"2015-10-01T21:22:29","modified_gmt":"2015-10-01T14:22:29","slug":"finansial-tips-memiliki-kehidupan-keuangan-yang-sehat","status":"publish","type":"post","link":"https:\/\/www.blj.co.id\/index.php\/2015\/10\/01\/finansial-tips-memiliki-kehidupan-keuangan-yang-sehat\/","title":{"rendered":"Finansial Tips: Memiliki Kehidupan Keuangan yang Sehat"},"content":{"rendered":"<p style=\"text-align: justify;\">(Business Lounge &#8211; Manage Your Finances) Ada banyak orang setelah berjuang keras, akhirnya berhasil terlepas dari lilitan utang. Lalu, apakah langkah selanjutnya yang harus dilakukan? Perlu untuk menyadari bahwa jangan pernah kembali lagi kepada lilitan hutang saat Anda telah berhasil melepaskan dirinya, melainkan mulailah melakukan strategi untuk mengatur keuangan Anda. Berikut adalah beberapa tips yang dapat Anda terapkan mulai dari hal-hal yang mendasar hingga yang lebih <em>advance.<\/em><\/p>\n<p style=\"text-align: justify;\"><span id=\"result_box\" class=\"\" lang=\"id\"><span title=\"1. Create a financial calendar.\">1. Buatlah kalender keuangan. <\/span><span title=\"If you don't trust yourself to remember to pay your quarterly taxes or periodically pull a credit report, think about setting appointment reminders for these important money to-dos in the same way that you would an annual doctor's visit or car tune-up.\">Jika Anda tidak percaya diri untuk mengingat jadwal semua pembayaran Anda secara berkala, maka buatlah kalender keuangann.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span id=\"result_box\" class=\"\" lang=\"id\"><span title=\"2. Check your interest rate.\">2. Periksa tingkat bunga Anda. Bayarlah cicilan dengan <\/span><span title=\"A: The one with the highest interest rate.\">suku bunga tertinggi lebih dahulu. Bukalah <\/span><span title=\"Q: Which savings account should you open?\">rekening tabungan yang memiliki <\/span><span title=\"A: The one with the best interest rate.\">tingkat suku bunga yang terbaik. <\/span><span title=\"Bottom line here: Paying attention to interest rates will help inform which debt or savings commitments you should focus on.\n\n\"><\/p>\n<p><\/span><span title=\"3. Track your net worth.\">3. Cek kekayaan bersih Anda. Kekayaan bersih Anda <\/span><span title=\"Your net worth\u2014the difference between your assets and debt\u2014is the big-picture number that can tell you where you stand financially.\">&#8211; perbedaan antara aset dan utang &#8211; adalah jumlah yang merupakan gambaran finansial Anda. <\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span id=\"result_box\" class=\"\" lang=\"id\"><span title=\"4. Set a budget.\">4. Tetapkan anggaran secara periodik. <\/span><span title=\"This is the starting point for every other goal in your life.\">Ini adalah titik awal untuk setiap tujuan lain dalam hidup Anda. <\/span><span title=\"Here's a checklist for building a knockout personal budget.\n\n\">Bangunlah anggaran pribadi Anda.<\/p>\n<p><\/span><span title=\"5. Consider an all-cash diet.\">5. Pertimbangkan untuk memperkecil transaksi tunai Anda. <\/span><span title=\"If you're consistently overspending, this will break you out of that rut.\">Jika Anda secara konsisten <em>overspending<\/em>, ini akan menghancurkan keuangan Anda.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span id=\"result_box\" class=\"\" lang=\"id\"><span title=\"6. Take a daily Money Minute.\">6. <em>Take a daily Money Minute<\/em>. <\/span><span title=\"This one comes straight from LearnVest Founder and CEO\">Yang satu ini datang langsung dari pendiri dan CEO LearnVest <\/span><span title=\"Alexa von Tobel, who swears by setting aside one minute each day to check on her financial transactions.\">Alexa von Tobel, yang berkomitmen dengan menyisihkan satu menit setiap hari untuk memeriksa transaksi keuangannya. <\/span><span title=\"This 60-second act helps identify problems immediately, keep track of goal progress\u2014and set your spending tone for the rest of the day!\n\n\">Tindakan 60 detik membantu mengidentifikasi masalah dengan segera dan melacak kemajuan untuk sisa hari Anda.<\/p>\n<p><\/span><span title=\"7. Allocate at least 20% of your income toward financial priorities.\">7. Mengalokasikan setidaknya 20% dari penghasilan Anda terhadap prioritas keuangan. <\/span><span title=\"By priorities, we mean building up emergency savings, paying off debt and padding your retirement nest egg.\">Dengan prioritas, Anda berarti membangun tabungan darurat, membayar hutang, dan melakukan simpanan untuk hari tua Anda. <\/span><span title=\"Seem like a big percentage?\">Tampak seperti persentase besar? <\/span><span title=\"Here\u2019s why we love this number.\n\n\">Tidak juga.<\/p>\n<p><\/span><span title=\"8. Budget about 30% of your income for lifestyle spending.\">8. Anggarkan sekitar 30% dari penghasilan Anda untuk belanja gaya hidup Anda. <\/span><span title=\"This includes movies, restaurants and happy hours\u2014basically, anything that doesn't cover basic necessities.\">Ini termasuk makan di restoran dan jam-jam berbelanja Anda, apa pun di luar kebutuhan dasar Anda. <\/span><span title=\"By abiding by the 30% rule, you can save and splurge at the same time.\">Dengan mematuhi aturan 30%, Anda dapat menyimpan dan berbelanja secara royal pada waktu yang sama.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><em>nancy\/VMN\/BL\/Journalist<\/em><br \/>\nEditor: Ruth Berliana<\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>(Business Lounge &#8211; Manage Your Finances) Ada banyak orang setelah berjuang keras, akhirnya berhasil terlepas dari lilitan utang. Lalu, apakah langkah selanjutnya yang harus dilakukan? Perlu untuk menyadari bahwa jangan pernah kembali lagi kepada lilitan hutang saat Anda telah berhasil melepaskan dirinya, melainkan mulailah melakukan strategi untuk mengatur keuangan Anda. Berikut adalah beberapa tips yang dapat Anda terapkan mulai dari hal-hal yang mendasar hingga yang lebih advance. 1. Buatlah kalender keuangan. Jika Anda tidak percaya diri untuk mengingat jadwal semua [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":132001,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_editorskit_title_hidden":false,"_editorskit_reading_time":0,"_editorskit_typography_data":[],"_editorskit_blocks_typography":"","_editorskit_is_block_options_detached":false,"_editorskit_block_options_position":"{}","om_disable_all_campaigns":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1044,5,1051],"tags":[5130],"_links":{"self":[{"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/posts\/133839"}],"collection":[{"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/comments?post=133839"}],"version-history":[{"count":1,"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/posts\/133839\/revisions"}],"predecessor-version":[{"id":133840,"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/posts\/133839\/revisions\/133840"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/media\/132001"}],"wp:attachment":[{"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/media?parent=133839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/categories?post=133839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.blj.co.id\/index.php\/wp-json\/wp\/v2\/tags?post=133839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}